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429 Merlot Court, Oswego, IL 60543.
Welcome home to this beautifully updated and meticulously maintained townhome nestled on a premium cul-de-sac lot with peaceful pond views! Offering 3 bedrooms, 2.5 baths, a full finished basement, and a 2-car garage, this move-in-ready home combines comfort, style, and exceptional value. The bright and inviting kitchen features 42 oak cabinetry, ceramic tile flooring, stainless steel appliances, updated countertops, backsplash, sinks, and disposal. The dining area opens through a newer sliding glass door to a private patio overlooking the pond-perfect for enjoying your morning coffee or unwinding at the end of the day. The spacious living room, dining room, and secondary bedrooms all capture tranquil water views. The primary suite offers a large walk-in closet and an ensuite bath complete with a double vanity, soaking tub, separate 6' shower, linen closet, and ceramic tile flooring. Convenient first-floor laundry and window treatments throughout add to the home's appeal. The finished basement provides valuable additional living space and has been enhanced with upgraded flooring, recessed lighting, and ample room for recreation, entertaining, a home office, or workout area. Major updates include: * Finished basement (2021) * New flooring throughout bedrooms and basement (2021) * New sliding patio door (2022) * New refrigerator and dishwasher (2023) * Seven new windows (2024) plus three additional windows (2025) * Tile professionally cleaned and sealed (2025) * Furnace (2019) * Air conditioner (2017) * Washer and dryer (2019) * Water Heater (2026) * Updated kitchen finishes, window treatments, RO system, and more (2016) Located in a charming community surrounded by single-family homes, with walking trails and a park just steps away. Enjoy low assessments, highly rated schools, convenient access to shopping, dining, expressways, and all that downtown Oswego has to offer! **Over $70,000 in improvements and upgrades have been invested in this exceptional home-simply move in and enjoy!**
MLS ID: 12665677
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429 Merlot Court, Oswego, IL 60543.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $325,000 | $325,000 | $325,000 |
| Down Payment | $65,000 | $11,375 | $81,250 |
| Monthly Mortgage Amount | $1,622 | $1,991 | $2,040 |
| Taxes | $452 | $452 | $452 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $143 | $0 |
| Monthly Estimated Total | $2,174 | $2,686 | $2,592 |
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