309 S 6th Street Saint Charles, IL 60174 Residential - Single Family Contingent

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Description

Location, Location, Location! Just four blocks west of vibrant downtown St. Charles, this beautifully maintained 3-bedroom home offers the perfect blend of timeless character and thoughtful modern updates. Enjoy the unbeatable location just moments from the Fox River, scenic parks, walking and biking paths, shopping, dining, and everything downtown has to offer. You'll immediately fall in love with the charming curb appeal which includes a brick paver walkway leading to the welcoming three-season front porch, complete with a porch swing-the perfect place to relax and enjoy the neighborhood. Inside, classic charm abounds with beautiful hardwood flooring throughout the living room, dining room, and all three bedrooms, while new carpet adds comfort to the hallway and staircase. The spacious living and dining rooms are filled with character. The dining room features upgraded lighting and a built-in china cabinet that adds both vintage style and functionality. The kitchen offers solid oak cabinetry, a pantry closet, and white appliances, providing plenty of storage. The enclosed back porch serves as an ideal mudroom with a convenient coat closet before leading to the incredible backyard. The flexible floor plan includes a first-floor bedroom, perfect for guests, a home office, or multi-generational living. Upstairs, you'll find the spacious primary bedroom and second bedroom, both featuring walk-in closets. The second bedroom also includes a built-in wardrobe and a Murphy bed! Step outside to discover your own private fenced backyard retreat. Beautiful mature trees, lush perennial gardens, and two inviting outdoor living spaces-a shaded brick paver patio and a spacious wood deck-the perfect setting for relaxing or entertaining all season long! Major improvements provide peace of mind, including an upgraded electrical system and fuse box, upgraded plumbing, Renewal by Andersen windows throughout the home and front porch, Hardie Board siding, gutters, a new furnace (December 2025), and central air conditioning (2012). Additional features include a concrete driveway, an unfinished basement with laundry, and a rare 2.5-car detached garage offering exceptional storage and parking. Combining an exceptional downtown St. Charles location, extensive updates, and undeniable charm, this is truly a rare opportunity to own a home that has been lovingly maintained and ready for your next chapter!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,340
Garage Size: 3
Built in 1925
Elementary School: Richmond Elementary School
High School: St Charles East High School
Middle School: Thompson Middle School

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,340
County: Kane
High School: St Charles East High School
Listed By:
RE/MAX Suburban 847-367-8686
MRED MLS

Room Information

Enclosed Porch: 10X6
Bedroom 2: 11X8
Bedroom 3: 11X10
Dining Room: 12X11
Kitchen: 11X9
Laundry: 8X7
Living Room: 13X10
Primary Bedroom: 13X10
$399,000
Est. $2,662/mo
3beds
2baths
1,340sqft
3cars
New to the Market Contingent
BEDS3 BATHS1 full 1 partial SQUARE FEET1,340 MLS#12725908
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 303

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309 S 6th Street, Saint Charles, IL 60174.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $399,000$399,000$399,000
Down Payment $79,800$13,965$99,750
Monthly Mortgage Amount $1,991$2,444$2,505
Taxes $555$555$555
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$176$0
Monthly Estimated Total $2,662$3,291$3,176

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