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2109 Chad Lane, Montgomery, IL 60538.
Beautiful Curb appeal greets you as you pull in the newly blacktopped driveway with Brick Ribbons and Front Porch. This Lovely Home offers 4 Bedrooms Plus 1st floor Den, finished Basement and 3 Car Garage! Step onto the Front Porch and enjoy Morning Coffee to start your day. Enter into the Foyer to an Open Concept layout, Vaulted Living Room, Dining Room & Family Room with neutral carpet! From the Family Room into the Kitchen which is the heart of the home with tons of 42 Inch Maple Cabinets with decorative backsplash, and Island for lots of Cooking prep room and storage. 2 Year new Refrigerator & Pantry Closet . Sun room with Wall of windows is currently being used as eating area! 1st Floor Den/Office can be used as a 5th bedroom. Spacious 1/2 Bath. Laundry room with washer & dryer & Refrigerator/Freezer complete the first floor. Door to your Huge 3 Car Garage with heavy duty stainless steel and wood shelving. Head inside to Oak Railings bring you upstairs to 4 comfortable bedrooms. Master Bedroom Suite with Walk in Closet & Master Bath with Soaker Tub & Separate Shower and his & her sinks. Three additional bedrooms with ample closet space share a second full bathroom, providing room for family & guests. Lovely rooms to rest regenerate and get started with a new day! Head Downstairs to the Finished Basement with Theater area with built in speakers and space to watch movies. Huge Rec room for holiday gatherings. An additional bedroom with French doors and a den for a home office exercise room or whatever flex space you need. Also a Spacious Storage room. Sliding Glass door from Kitchen to Back yard to lovely Brick paver patio and beautifully landscaped yard. New Roof vinyl Siding and Gutters added 2025. Owner offering a one year HWA Diamond warranty for peace of mind.
MLS ID: 12715400
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2109 Chad Lane, Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $479,700 | $479,700 | $479,700 |
| Down Payment | $95,940 | $16,790 | $119,925 |
| Monthly Mortgage Amount | $2,394 | $2,939 | $3,012 |
| Taxes | $668 | $668 | $668 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $211 | $0 |
| Monthly Estimated Total | $3,202 | $3,957 | $3,820 |
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