1419 Ridge Road South Elgin, IL 60177 Residential - Single Family Price Change

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Description

** Welcome to 1419 Ridge Rd., a spacious and inviting 3-bedroom, 3.5-bath home perfectly situated on a desirable corner lot in South Elgin. Offering generous living space, a finished basement, and an oversized backyard, this home provides the flexibility and comfort today's buyers are looking for. Step inside to a welcoming floor plan with plenty of room for everyday living and entertaining. The spacious bedrooms offer comfortable retreats, while the finished basement provides valuable additional living space and a full bath(included in the 3.5 bathroom count)-perfect for a recreation room, home office, media area, gym, guest space, or whatever suits your lifestyle. Step outside and discover one of this home's standout features: a **huge backyard with a spacious deck**, creating the perfect setting for summer gatherings, outdoor dining, entertaining, gardening, or simply relaxing and enjoying the extra space. The corner-lot location adds to the home's appeal and outdoor versatility. Recent updates provide added peace of mind, including ** windows (2017), roof (2017), HVAC system (2014), and water heater (2025)**. The **2-car garage** provides convenient parking and additional storage. And there's more! The seller is offering a **1% credit toward the buyer's allowable closing costs and prepaid expenses with an acceptable offer**, subject to lender approval and the terms of the purchase contract. Located near shopping, dining, parks, schools, transportation, and major roadways, this home offers both convenience and comfortable suburban living. **Great space. Great updates. Great outdoor living. Plus a seller incentive that can help make homeownership even more attainable. Schedule your private showing today!**

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,734
Garage Size: 2
Attached Garage
School District: District 46

General Information

Bedrooms: 3
Bathrooms: 4
Sqft: 1,734
County: Kane
Subdivision: Heartland Meadows
Listed By:
Charles Rutenberg Realty 630-929-1100
MRED MLS

Room Information

Deck: 15X11
Recreation Room: 18X8
Bonus Room: 14X11
Bedroom 2: 17X7
Bedroom 3: 11X10
Dining Room: COMBO
Family Room: 12X18
Kitchen: 12X18
Living Room: 21X8
Primary Bedroom: 14X10
$396,000
Est. $2,643/mo
3beds
4baths
1,734sqft
2cars
Price Change Price Reduced $4,000 on August 9th, 2026
BEDS3 BATHS3 full 1 partial SQUARE FEET1,734 MLS#12703210
STATUSPrice Change PROPERTY TYPEResidential - Single Family SUBDIVISIONHeartland Meadows SCHOOLDistrict 46

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1419 Ridge Road, South Elgin, IL 60177.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $396,000$396,000$396,000
Down Payment $79,200$13,860$99,000
Monthly Mortgage Amount $1,976$2,426$2,486
Taxes $551$551$551
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$174$0
Monthly Estimated Total $2,643$3,267$3,153

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