John Ruhl
- Buy
- Sell
Description
This spacious four-bedroom, three-and-a-half-bath home in South Elgin offers an exceptional layout with generous livable space across every level. Beautiful gleaming hardwood flooring welcomes you through the main level, featuring a separate living room, a formal dining room, main-floor laundry, and a large eat-in kitchen that opens directly to a private balcony. Upstairs, the impressive primary bedroom boasts high ceilings and a private ensuite bath, complemented by two additional bedrooms and another full bathroom. The fully finished walkout basement serves as a fantastic retreat or guest suite, complete with a recreation room, dry bar, fourth bedroom, full bath, and direct access to a picturesque outdoor setting featuring a pond view. Outstanding recent updates enhance the entire property, including a newly replaced refrigerator, dishwasher, and washer from 2025, an HVAC system fully serviced in 2025 with an added UV air purifier, a reliable 2017 water heater, and a fresh deck, patio, retaining wall, and professional landscaping completed in June 2026.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,148
Walkout Basement
Garage Size: 2
Attached Garage
Built in 1994
Elementary School: Anderson Elementary School
High School: St Charles North High School
Middle School: Wredling Middle School
River Front
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 2,148
County: Kane
High School: St Charles North High School
Subdivision: Sugar Ridge
Listed By:
Redfin Corporation
312-836-4263
MRED MLS
MLS ID: 12723157
Room Information
Foyer: 7X6
Bedroom 2: 12X9
Bedroom 3: 12X11
Bedroom 4: 12X11
Dining Room: 12X9
Family Room: 23X21
Kitchen: 12X12
Laundry: 5X4
Living Room: 12X15
Primary Bedroom: 14X12
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1092 N Camden Lane, South Elgin, IL 60177.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,246 | $2,757 | $2,825 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,003 | $3,712 | $3,582 |
John Ruhl
REALTOR®
Cell: (563) 320-5488
NAI Ruhl Commercial
5111 Utica Ridge Road
Davenport, IA 52807
(563) 355-4000
Davenport, IA 52807
(563) 355-4000
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